diff --git a/package.json b/package.json
index 87d06126f0..d025a86dc0 100644
--- a/package.json
+++ b/package.json
@@ -71,6 +71,7 @@
     "changelogen": "0.5.5",
     "consola": "3.2.3",
     "cssnano": "7.0.4",
+    "destr": "^2.0.3",
     "devalue": "5.0.0",
     "eslint": "9.8.0",
     "eslint-plugin-no-only-tests": "3.1.0",
diff --git a/packages/nuxt/src/app/composables/cookie.ts b/packages/nuxt/src/app/composables/cookie.ts
index 7ba5f71fcb..fa93422de9 100644
--- a/packages/nuxt/src/app/composables/cookie.ts
+++ b/packages/nuxt/src/app/composables/cookie.ts
@@ -40,6 +40,7 @@ export function useCookie<T = string | null | undefined> (name: string, _opts?:
 export function useCookie<T = string | null | undefined> (name: string, _opts: CookieOptions<T> & { readonly: true }): Readonly<CookieRef<T>>
 export function useCookie<T = string | null | undefined> (name: string, _opts?: CookieOptions<T>): CookieRef<T> {
   const opts = { ...CookieDefaults, ..._opts }
+  opts.filter ??= key => key === name
   const cookies = readRawCookies(opts) || {}
 
   let delay: number | undefined
diff --git a/pnpm-lock.yaml b/pnpm-lock.yaml
index e2bc105d6a..e0d5a0f4ed 100644
--- a/pnpm-lock.yaml
+++ b/pnpm-lock.yaml
@@ -86,6 +86,9 @@ importers:
       cssnano:
         specifier: 7.0.4
         version: 7.0.4(postcss@8.4.41)
+      destr:
+        specifier: ^2.0.3
+        version: 2.0.3
       devalue:
         specifier: 5.0.0
         version: 5.0.0
diff --git a/test/nuxt/composables.test.ts b/test/nuxt/composables.test.ts
index 5f5a0f1fe2..9fcb97dedd 100644
--- a/test/nuxt/composables.test.ts
+++ b/test/nuxt/composables.test.ts
@@ -2,6 +2,7 @@
 
 import { describe, expect, it, vi } from 'vitest'
 import { defineEventHandler } from 'h3'
+import { destr } from 'destr'
 
 import { mount } from '@vue/test-utils'
 import { mountSuspended, registerEndpoint } from '@nuxt/test-utils/runtime'
@@ -691,6 +692,38 @@ describe('useCookie', () => {
     expect(computedVal.value).toBe(0)
   })
 
+  it('cookie decode function should be invoked once', () => {
+    // Pre-set cookies
+    document.cookie = 'foo=Foo'
+    document.cookie = 'bar=%7B%22s2%22%3A0%7D'
+    document.cookie = 'baz=%7B%22s2%22%3A0%7D'
+
+    let barCallCount = 0
+    const bazCookie = useCookie<{ s2: number }>('baz', {
+      default: () => ({ s2: -1 }),
+      decode (value) {
+        barCallCount++
+        return destr(decodeURIComponent(value))
+      },
+    })
+    bazCookie.value.s2++
+    expect(bazCookie.value.s2).toEqual(1)
+    expect(barCallCount).toBe(1)
+
+    let quxCallCount = 0
+    const quxCookie = useCookie<{ s3: number }>('qux', {
+      default: () => ({ s3: -1 }),
+      filter: key => key === 'bar' || key === 'baz',
+      decode (value) {
+        quxCallCount++
+        return destr(decodeURIComponent(value))
+      },
+    })
+    quxCookie.value.s3++
+    expect(quxCookie.value.s3).toBe(0)
+    expect(quxCallCount).toBe(2)
+  })
+
   it('should not watch custom cookie refs when shallow', () => {
     for (const value of ['shallow', false] as const) {
       const user = useCookie('shallowUserInfo', {